MidMichigan ERN: Community Ventures (MERN-CV)

Founded: 2015
MidMichigan ERN: Community Ventures (MERN-CV)

ERN Program ROI: 339%


ERN Program Employee Retention: 97%


Workforce Utilizing ERN Program: 49.6%


Distinct Employees Served: 307


Source: Sept 2015-Oct 2016 YE Report



On-site Success Coaching

The core of the ERN model is onsite, confidential Success Coaching that employees can access on a predictable, ongoing basis. No more wasted hours in social services offices; Success Coaches offer direct connection and access to community resources. Employees who face a crisis from lack of resources can get immediate, personal relief, onsite. Services are available to all employees in our member companies. Success Coaches accommodate all shifts with off-site locations and alternate meeting times available upon request.​

Community Ventures

Community Ventures (CV) is an innovative economic development initiative that promotes employment and social enterprise in the state’s most distressed urban areas. Coordinated by the Talent Investment Agency (TIA), this initiative helps structurally unemployed individuals pursue career opportunities at Michigan companies in Detroit, Flint, Saginaw and Pontiac. CV partners with Michigan ERN Team to provide onsite social service and training programs that support employment.

Hardship Loan & Savings Program

Partner: ELGA Credit Union

Purpose: The Bridge Loan provides a financial resource for the Success Coach and clients, allowing the coach to connect clients to fair and reputable lending. These loans help clients overcome financial burdens that may be negatively impacting their life including auto repairs, credit repair, payday lending traps, appliance purchases, debt, and family emergencies. It is offered as a last resort for employees facing a financial emergency.

Savings Component: The loan includes a savings component which requires a $10 per week deposit into a savings account. The savings commitment is added to the loan repayment amount, which is placed into a savings account that does not allow withdrawals until the loan is paid in full. At the end of the payment plan, the client will accumulate over $520 in savings. Upon pay-off, the client is encouraged to continue the habit of savings. This not only teaches the client the importance of saving, but also acts as a safety net for the bank/credit union. If an employee is terminated while in payments, the savings account is released back for the lending institution to cover any unpaid remaining portion of the loan.

  Employer Members-Investors

  • Corsair Engineering
  • Genesee Packaging
  • NorthGate
  • St. Luke N.E.W. Life Center
  • The Disability Network
  • TMI Climate Solutions

  Strategic Partners

  • Community Ventures MEDC
  • ELGA Credit Union
  • Genesee County DHHS
  • Genesee/Shiawasee Michigan Works!
  • Michigan ERN Team
  • Mott Community College
  • United Way of Genesee County